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The Impact of Fintech Development on Commercial Banks' Profitability
Nadia Mansour
Jan 01, 2024
Fintech is the creative application of technology in developing and delivering financial products and services. Studying its impact on the banking sector, mainly commercial banks, is interesting. Using panel data of 210 Chinese...
Object-Based Scene Classification Modeled by Hidden Markov Models Architecture
Multiclass classification problems such as document classification, medical diagnosis or scene classification are very challenging to address due to similarities between mutual classes. The use of reliable tools is necessary to...
Digital Finance and Commercial Banks' Risk
Nadia Mansour
Jan 01, 2024
China's digital financial growth has advanced rapidly, and the banking sector, which serves as the core of the real economy, is concerned about its capacity to resist the impacts of digital finance. The paper analyzes the impact...
Supporting Language Learning With OERs and Open-Authoring Tools
Open educational resources (OERs) in language learning have recently captured the interests of language educators, curriculum developers, and researchers as these open-source materials serve as an alternative to traditional...
A Withdrawal Prediction Model of At-Risk Learners Based on Behavioural Indicators
Nowadays, the virtual learning environment has become an ideal tool for professional self-development and bringing courses for various learner audiences across the world. There is currently an increasing interest in researching...
Galton-Watson trees with vanishing martingale limit
We show that an infinite Galton-Watson tree, conditioned on its martingale limit being smaller than (Formula presented.), agrees up to generation (Formula presented.) with a regular (Formula presented.)-ary tree, where (Formula...
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Minimizing movements for oscillating energies

Minimizing movements are investigated for an energy which is the superposition of a convex functional and fast small oscillations. Thus a minimizing movement scheme involves a temporal parameter τ and a spatial parameter with...

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Galton-Watson trees with vanishing martingale limit
We show that an infinite Galton-Watson tree, conditioned on its martingale limit being smaller than (Formula presented.), agrees up to generation (Formula presented.) with a regular (Formula presented.)-ary tree, where (Formula...
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Conceptualizing resilience in adult mental health literature
Purpose: This review aims to identify how the term resilience is conceptualised across adult mental health research due to ongoing criticism regarding the lack of consistency in its conceptualisation. Method: A systematic...
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Ageing in the parabolic Anderson model
The parabolic Anderson model is the Cauchy problem for the heat equation with a random potential. We consider this model in a setting which is continuous in time and discrete in space, and focus on time-constant, independent and...
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Phase transitions for dilute particle systems with Lennard-Jones potential
We consider a classical dilute particle system in a large box with pair-interaction given by a Lennard-Jones-type potential. The inverse temperature is picked proportionally to the logarithm of the particle density. We identify...
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Phase transitions for dilute particle systems with Lennard-Jones potential
We consider a classical dilute particle system in a large box with pair-interaction given by a Lennard-Jones-type potential. The inverse temperature is picked proportionally to the logarithm of the particle density. We identify...
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Model for Microcapsule Drug Release with Ultrasound-Activated Enhancement.
Microbubbles and microcapsules of silane-polycaprolactone (SiPCL) have been filled with a fluorescent acridium salt (lucigenin) as a model for a drug-loaded delivery vehicle. The uptake and delivery were studied and compared...
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The Effect of Use, Overuse, and Appeal of Mobile Game App on Add-Ons Purchases and Players Recruitment
Even though the mobile games industry has grown substantially over the last few years, one permanent challenge which remains is to monetize it and to continue reaching new players. Current players contribute to this aim by...
A Benchmark for Performance Evaluation of a Multi-Model Database vs. Polyglot Persistence
As the need for handling data from various sources becomes crucial for making optimal decisions, managing multi-model data has become a key area of research. Currently, it is challenging to strike a balance between two methods...
Enabling Lifelong Learning in California Community Colleges
Creating flexible pathways for students, especially those who are caregiving, balancing working and learning, and/or acquiring skills and knowledge outside of classrooms, requires coordinated state- and college-level actions....

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